Thursday, February 26, 2015

NEW LISTING IN RIVERTON!

14114 Mill Canyon Peak Drive
Riverton, Utah

Fall in love with all that this home has to offer, from the large bay window in the living room, the open kitchen and dining area to a oversized bonus room. This home is move in ready! You will be delighted with this beautiful, 5 bedroom 3 bathroom home that offers large rooms with plenty of storage. It also features a mudroom, and new carpet on the main floor. 

Come and enjoy this quiet, friendly, desirable neighborhood with easy access to schools, shopping (Walmart, Smiths, CVS Pharmacy) and dining.  
Rosecrest Splash Pad and Butterfield Park are a short bike ride away.  14114 West Mill Canyon Peak is only a 10 to 15  minute drive to the South Towne Mall, The Living Planet Aquarium, and Cowabunga Bay. 
14114 West Mill Canyon Peak Drive has easy access to Mountain View Corridor and Bangarter Highway. 
 http://shauna.findutahhomesnow.com/homes/14114-Mill-Canyon-Peak-Dr/Riverton/UT/84065/47911287/



For more information or to schedule your showing call 
Shauna Quick 
Realtor
Exit Realty Success
801.550.4419
shaunaqsellshoms.com

Tuesday, February 24, 2015

10-Step Guide To Financing Your Dream Home

1. Get Your Finances in Order. Consult a lender to find out if you can be approved for a loan, the lender will base a decision on your credit profile, income, assets, job history and debt-to-income ratio.

2. Crunch Your Cash Numbers. To start the home buying process, you need to establish a pattern of fiscal responsibility and develop a budget—and you also need to figure out where you will get the cash you need to move from renter to owner.

3. Check Your Credit (and Repair if Needed) Many consumers are surprised by their credit score and many find errors on their credit reports. Carefully review your credit report and focus in particular on negative items to see if there are ways you can address them and improve your credit profile and your access to a mortgage.

4. Know Your Purchasing Power With a Pre-Approval. Consulting with a mortgage lender is the first step you should undertake in the home buying process. Almost all first-time buyers need a mortgage to finance their home purchase, so get prepared before you look. When you’re armed with the knowledge of what you can afford, it focuses your search and allows you to make a move when you find a home you love.

5. Understand Your Monthly Mortgage Payment If you make a down payment of less than 20%, your mortgage payment may also include mortgage insurance, a fee you pay that protects your lender in case you default on the loan. While there are sometimes exceptions to the rule, lenders generally require your house payment to be 31% or less than your gross monthly income. So when you are calculating how much you can afford to spend on a home, you should keep that figure in mind.

6. Learn About Your Loan Options When you need help understanding the various ways you can finance a home, your lender will be the best resource. But it’s still wise to have an overview of the types of home loans available and how they might fit in with your particular financial plan and your tolerance for risk.

7. Make a Fair Offer In many states, sellers must comply with certain disclosure, and a REALTOR® will ensure that they do, as well as answer any questions you may have during the sale. If you are not working with a REALTOR®, keep in mind that your purchase offer or contract must conform to state and local laws. State laws vary, and certain provisions may be required in your area.

8. Secure a Home Loan Once you’ve made an offer for a home and the sellers have accepted it, you may feel you can relax and just get ready to pack up and move. However, until you get to the settlement date and have the keys to your new home in hand, you will need to stay vigilant about finances and keep in close communication with your real estate agent, the title company and—most of all—your lender: your home loan may still need attention.

9. Get Insured No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance, either. The essential idea behind various forms of real estate insurance is to protect owners in the event of catastrophe. If something goes wrong, insurance can be the bargain of a lifetime.

10. Enter Escrow Once your offer on a home has been accepted, your inspections are complete, and your financing is in order, you’ll likely breathe a sigh of relief and get focused on packing for the move. But before you’re handed the keys to your new home, you’ll need to attend the settlement or closing. The more you understand about the closing process, the easier it should be.

Source: www.realtor.com



Shauna Quick
Realtor
Exit Realty Success
www.shaunaqsellshomes.com
shaunaqsellshomes@gmail.com
801-550-4419

Wednesday, February 18, 2015

A Year Of Gratitude 2015- February

"Gratitude can transform common days into thanksgivings, turn routine jobs into joy, turn ordinary opportunities into blessings." 
-William Arthur Ward

February, I Am Grateful For:

-The ocean:
Every time I have a chance to go to the ocean I take it, there is something about the ocean that make me feel at peace and takes my stress and worries away.

-The way my son's (Alec) smile brightens the room:
Alec has always had a gift for brightening up a room with his infectious smile and bright eyes.  I feel so grateful I am his mom.

-Long time friends:
I was able to get away for the weekend with my friends from high school, it was so fun to spend time with them.  We went to Hollywood Studios, had our car towed (so that wasn't so great, but on the bright side we all have enough money to pay for unexpected expenses), went shopping, out to eat and to the beach.  I am so grateful I still have such a strong connection with these women.

-Good health:
I am so grateful that I have enjoyed good health my entire life.  I am able to take care of my family, go on walks every day, work, and so many other things that I often time take for granted.

-Newborn babies:
My niece had a baby in January, when her mom brought the baby over to see my dad I was lucky enough to have the time to hold her.  Seeing my great niece reminded how newborn babies bring so much unconditional love and happiness.

Please share what you are grateful for this month!



Tuesday, February 10, 2015

5 Fun Storage Ideas for Your Home


1. Add a half table over a toilet paper holder to save space in a small bathroom
2. Use a mop rack to hold spices
3. Add a long shelf in the hallway
4. Wine bottle holders make great towel racks
5. Add spice racks to your bathroom to hold hair and skin care products

Source: lifehackstumblr.com

Shauna Quick
Realtor
Exit Realty Success
www.shaunaqsellshomes.com
shaunaqsellshomes@gmail.com

Tuesday, February 3, 2015

2015 A Great Year to Become a Homeowner


The New Year is upon us, and before you know it tax season will be in full swing. If you’ve already begun compiling your paperwork, you’re probably wishing you had more tax deductions for 2014. The good news is, if you don’t currently own a home, now is the perfect time to buy one… and secure a nice tax deduction for 2015.
A recent report by mortgageloan.com predicts that home prices will rise nearly five percent in the coming year, and the low rates of today will vanish by mid-2015. For these reasons, Don Frommeyer, CEO of NAMB—The Association of Mortgage Professionals, argues that 2015 will be the year of the first-time homeowner for several reasons, but it’s wise for them to act quickly.
“Interest rates on mortgages are extremely low,” says Frommeyer. “And they will go up, probably within the next several months. Plus, there are measurable tax benefits for homeowners, so if you think homeownership could be right for you, now is the time to get your ducks in a row.”
According to Frommeyer, understanding available tax deductions takes some work, but it’s worth it for new property owners.
“It’s crucial that borrowers do their homework,” advises Frommeyer. “Deductions may be available on everything from your monthly mortgage payment and loan points to property taxes and, in some cases, even the sale of your home. I recommend sitting down with a tax counselor to make sure you’re maximizing your deductions.”
Frommeyer offers some advice for what those prospective homeowners should do today to prepare for what is likely the biggest purchase of their lives.
“The most important thing to do is become familiar with your FICO score,” advises Frommeyer. “You don’t want any surprises when you sit down with a broker. Then, ask about tax credits for first-time homebuyers, which usually fall at the state or local levels. Finally, consider what your circumstance will be in five to 10 years. Finally, ask about mortgage counseling. You can never be too prepared for the costs associated with homeownership.”